Terms & Conditions
Effective Date: 1/1/2026
Welcome to the website of Albemarle Insurance Agency, LLC (“we,” “us,” or “our”). By accessing or using our website, you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, please do not use our website.
1. Company Information
Albemarle Insurance Agency, LLC
407 S. Griffin St. Suite B
Elizabeth City, NC 27909
Email: info@insuranceofthealbemarle.com
Phone: (252) 421-3460
2. Use of Website
You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others or restrict or inhibit anyone else’s use of the website.
You may not:
Attempt to gain unauthorized access to the website or its systems
Use the website to distribute harmful code or malware
Misuse the website or disrupt its functionality
3. No Insurance Advice or Guarantee of Coverage
The information provided on this website is for general informational purposes only and is not legal, financial, or insurance advice.
Submitting information through this website, requesting a quote, or speaking with an agent does not guarantee coverage, bind coverage, or create an insurance policy unless and until confirmed in writing by an authorized representative and accepted by the insurance carrier.
Coverage availability, limits, and pricing are determined by the underwriting guidelines of each insurance company and may change without notice.
4. Quotes, Applications, and Policy Changes
Any insurance quote or estimate provided is subject to:
Verification of information provided
Underwriting review
Carrier approval
Availability of coverage
Requests to change a policy (including cancellations, endorsements, adding/removing vehicles or drivers, or coverage adjustments) are not effective until confirmed by us or the insurance company in writing.
If you need immediate assistance, please call us at (252) 421-3460.
5. Communications & Consent (Email, Phone, Text)
By contacting us or submitting your information through the website, you agree that we may communicate with you via:
Phone calls
Text messages (if applicable)
These communications may relate to quotes, policy service, updates, reminders, or customer support. Standard message and data rates may apply depending on your mobile carrier.
You may opt out of marketing communications at any time by contacting us at info@insuranceofthealbemarle.com
.
6. Third-Party Links
This website may contain links to third-party websites (including insurance carriers or service providers). We are not responsible for the content, privacy practices, or security of third-party sites. Access to any third-party site is at your own risk.
7. Intellectual Property
All content on this website, including text, graphics, logos, and design elements, is the property of Albemarle Insurance Agency, LLC or its licensors and is protected by applicable intellectual property laws.
You may not copy, reproduce, distribute, or use our website content without our prior written permission.
8. Disclaimer of Warranties
This website is provided on an “as is” and “as available” basis. We make no warranties or guarantees regarding:
Accuracy or completeness of website information
Availability or uninterrupted access
Website security or freedom from viruses/errors
9. Limitation of Liability
To the fullest extent permitted by law, Albemarle Insurance Agency, LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or relating to your use of this website.
This includes, but is not limited to, damages resulting from:
Reliance on website content
Delays or inability to access the website
Errors, omissions, or inaccuracies
10. Privacy
Your use of our website is also subject to our Privacy Policy. If you do not currently have one posted, we recommend adding a Privacy Policy to explain how data is collected and used.
11. Changes to These Terms
We may update these Terms at any time without prior notice. Updates will be posted on this page with a revised Effective Date. Your continued use of the website after changes are posted means you accept the updated Terms.
12. Governing Law
These Terms shall be governed by and interpreted under the laws of the State of North Carolina, without regard to conflict of law principles.
13. Contact Us
If you have questions about these Terms & Conditions, please contact us:
Albemarle Insurance Agency, LLC
407 S. Griffin St. Suite B
Elizabeth City, NC 27909
Email: info@insuranceofthealbemarle.com
Phone: (252) 421-3460